- 1
Define the Mandate
- 2
Portfolio Construction
- 3
Implementation & Trading
- 4
Ongoing Oversight & Rebalancing
- 5
Reporting & Reviews
- 6
Review & Refine
We start by understanding your client’s objectives, constraints, and risk appetite. This includes:
- Currency preference (GBP, USD, EUR)
- Investment time horizon
- Income needs or capital growth objectives
- Ethical or religious considerations (e.g. ESG, Sharia)
- Tax wrapper and jurisdictional context
Our team uses a top-down macroeconomic approach to determine asset allocation, supported by bottom-up fund and manager research. This ensures:
- Strategic diversification across asset classes, geographies and styles
- Use of best-in-class funds and ETFs
- Cost-efficient implementation with institutional access
Once the portfolio design is agreed, we:
- Execute trades efficiently and transparently
- Align the investment within any life company, platform or wrapper structure
- Ensure full reporting and audit trail from day one
Our investment committee and portfolio management team monitor portfolios daily. We:
- Rebalance portfolios as needed to maintain target allocations
- Adjust exposures based on tactical market opportunities
- Review fund performance, style drift and risk exposure regularly
We provide advisers and clients with:
- Live access to portfolios via our secure online portal
- Downloadable valuation reports, transaction histories and performance reviews
- Regular PDF investment updates tailored to regulatory and client expectations
Markets evolve, and so do client needs. We schedule regular reviews to:
- Update the mandate if objectives change
- Adjust for regulatory, tax or jurisdictional developments
- Ensure the portfolio remains suitable and aligned